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What we think
We distil and translate the latest developments in public policy, regulation and governance
Mansion House 2024: A New Era for UK Financial Services
Executive Summary The Chancellor's Mansion House 2024 speech and accompanying documents signal a significant shift in the UK's approach...
James Ross
Nov 17, 20247 min read
Navigating the Shifting Sands: A Deep Dive into the EBA's 2025 Work Program and its Implications for Financial Institutions
The European Banking Authority (EBA) has released its work program for 2025, signalling a significant shift in the regulatory landscape...
James Ross
Oct 7, 20243 min read
ESMA's 2025 Agenda: A Deep Dive into Impacts for Investment Managers and Service Providers - Part 2
The European Securities and Markets Authority (ESMA) has set an ambitious agenda for 2025, with significant implications for investment...
James Ross
Oct 3, 20242 min read
Will MiCA be the MiFID I of Digital Markets and Assets?
MiFID, implemented in 2007, revolutionised European capital markets by increasing competition, transparency, and investor protection....
James Ross
Oct 3, 20242 min read
ESMA's 2025 Work Program: A Comprehensive Guide for Financial Firms Part One
The European Securities and Markets Authority (ESMA) has set an ambitious agenda for 2025, with a work program that covers a wide range...
James Ross
Oct 2, 202414 min read
September's Global Regulatory Whirlwind: Key Developments in Digital Finance and Markets
September 2024 proved to be a whirlwind month for financial regulation across the globe. From the rise of digital currencies to the fight...
James Ross
Sep 28, 20243 min read
House Financial Service Hearing Entitled: Decoding DeFi: Breaking Down the Future of Decentralised Finance
House Financial Service Hearing Entitled: Decoding DeFi: Breaking Down the Future of Decentralised Finance Summary The hearing convened...
James Ross
Sep 18, 20242 min read
The SEC vs. Ripple: A Partial Victory and Regulatory Lessons for Crypto Firms
The cryptocurrency industry has closely watched the SEC's lawsuit against Ripple Labs. The recent ruling marks a pivotal moment with...
James Ross
Aug 8, 20242 min read
Key International Reports on Digital Markets and Assets Regulation (July 2024)
July 2024 marked a significant month for international reports addressing the evolving landscape of digital markets and assets. These...
James Ross
Aug 6, 20243 min read
UK's Evolving Regulatory Framework for Digital Assets and Markets: A Deep Dive
The United Kingdom is forging a comprehensive regulatory framework for digital assets and markets to balance innovation, consumer...
James Ross
Aug 5, 20247 min read
Quarterly DeFi Review: International Developments Q2 2024
The decentralised finance (DeFi) landscape continues to evolve rapidly, with significant developments worldwide in the second quarter of...
James Ross
Aug 3, 20243 min read
The Bank of England's Balancing Act: Navigating Innovation in the Age of Digital Money
The Bank of England (BoE) has released a discussion paper outlining its forward-looking approach to the rapidly evolving landscape of...
James Ross
Aug 3, 20243 min read
Decoding DeFi: ESMA Sheds Light on Smart Contract Complexity
The world of Decentralised Finance (DeFi) is booming and powered by the innovative capabilities of smart contracts. However, the rapid...
James Ross
Aug 2, 20242 min read
The Future of Finance: Key Regulatory Developments in July 2024
The financial landscape is rapidly transforming, driven by technological advancements and evolving market dynamics. In July 2024, several...
James Ross
Aug 1, 20243 min read
UK Law Commission Paves the Way for Digital Asset Recognition as Property
Under English law, the UK Law Commission has taken a significant step in solidifying the legal status of digital assets, such as...
James Ross
Jul 30, 20242 min read
Hong Kong's Stablecoin Regulations: A New Era for Digital Assets
Hong Kong is forging ahead in regulating stablecoins, establishing a comprehensive framework to foster innovation while ensuring investor...
James Ross
Jul 30, 20242 min read
2025: A Pivotal Year for DORA Implementation in the EU Financial Sector - A Round up of Developments in July
The European Banking Authority (EBA) has unveiled its 2025 supervisory priorities, emphasising the significance of the Digital...
James Ross
Jul 29, 20242 min read
UK's New Crypto Regulations: A Deep Dive into the FCA's Proposed Stablecoin Regime
The United Kingdom is taking steps to regulate the growing crypto-asset market, focusing on stablecoins. Here is a recap of the Financial...
James Ross
Jul 25, 20243 min read
DORA Pillar 4: Mastering the Art of ICT Third-Party Risk Management (Articles 28, 29, 30, & 45)
The Digital Operational Resilience Act (DORA) is not only about protecting your digital infrastructure; it's also about strengthening...
James Ross
Jul 22, 20243 min read
Pillar 3 of DORA: Putting Your Cyber Resilience to the Test - (Articles 24, 25, 26, 27)
The Digital Operational Resilience Act (DORA) sets a new standard for cyber resilience in the EU's financial sector. One of its most...
James Ross
Jul 21, 20243 min read
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The posts listed on the 'What we think' webpages are our interpretation of key developments we have been reading about. They should not be considered legal, regulatory or other advice. Contact us if you want to understand the impact of public policy, regulation and governance changes for you.
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